Flexible, parameter-driven product setup, policy designing, underwriting, servicing, and claims handling - no IT programming required. For the entire policy lifecycle, from quote to claim, supports unit-linked and traditional product line, both individual and group. Automated payment (direct, telegraphic transfer, or cheque print) for commissions and claims, with limits. All financial transactions, including detailed margin analysis, are double-entered with standard interface to corporate ledgers. Multi-language option, including Arabic, available to clients/users for both input screens as well as outgoing correspondence, including e-mail. Self-service by client/broker via the internet, including direct processing of new business. Workflow with RAG-rated individual operators "to do" lists and extensive monitoring.