Use the comparison tool below to compare the top Card Issuance software on the market. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more.
-
1
Statrys is a global payment platform reimagined for SMEs. Grow your business with a virtual Hong Kong business account that’s built to last. An easy-to-use, quick-to-open **virtual business account** that allows your company to make and receive payments in **11 currencies** without the need for foreign exchange. Include the option to deliver **corporate cards** to your team for day-to-day expenses, and you’ll have a versatile business account that rivals premier corporate accounts. You can use **Advanced FX** to book exchange rates that enhance your position when paying vendors in different currencies, even when you don’t have them in your balance. And for those working with European clients or vendors, your business can add additional **virtual IBAN accounts** to expand your payment options.
-
2
All your financial management, data, and payments in one place. The financial technology platform that will help you realize your dreams quickly. You can easily add new payment methods and expand your reach into new markets through local acquiring. Create superior customer experiences using cross-channel insights. All your global payment data can be accessed in one place to gain a deeper understanding of your company. Protect your business by detecting fraud and responding quickly to it without affecting real transactions. Our banking infrastructure will help you optimize your finances and increase automation. This is especially useful for platforms and marketplaces that want to pay users quicker in a preferred currency.
-
3
Rapyd is for fintech what the cloud was for IT. We connect companies to all payment methods around the world, enabling frictionless global commerce. This creates new opportunities for both businesses and individuals. So you can create great customer experiences and unlock new markets, we built the largest global local payments network. Rapyd is the fintech equivalent of the cloud. Our Global Payments Network connects you to all the payment methods available around the world. It also provides the infrastructure necessary to create your own fintech solutions like ewallets and cards. Rapyd allows digital sellers in Latin America to accept cash. Online shoppers in Asia can pay using their preferred ewallet. Businesses can also make payments to individuals and companies anywhere in the world. You can reach new markets, create new opportunities, and open new markets with over 900 payment methods in 100 different countries.
-
4
BCSS
Prime Factors
$0.00BCSS software eliminates the need for enterprises to develop and maintain custom software code that incorporates the logical security and payment schemes required by payment network brands, saving time and money. BCSS is backed by a dedicated team of highly specialized payment security experts that can provide guidance, troubleshooting, and ongoing support for enterprises planning, implementing or running custom payment applications. BCSS reduces application development costs, simplifies retail payments security, and helps meet industry & regulatory compliance related to cryptography for applications that issue payment credentials and process electronic payments. BCSS simplifies working with payment HSMs and manages cryptographic keys to facilitate payment card issuance. BCSS also enforces role-based access controls, audit logging, and reporting to help banks and financial services around the world meet PCI compliance. -
5
Galileo
Galileo Financial Technologies
.01We are a trusted financial technology platform, a driver of innovation, and a leader for card issuance, payments, digital banking, and digital banking. We partner with brilliant thinkers like yours every day to change the way people interact and manage their money. This will help us all build a better future. With our proven platform, you can create, launch, and scale your unique financial services. It is secure and supported right from the beginning. You can create a multi-product solution that includes card issuance and payments, as well as checking, savings, loans, checking, and deposits. All this is possible through industry-leading APIs. Create a customized financial program that meets the needs of your clients. Use our simple tools to optimize and drive continuous innovation for profitable growth and maximum impact. -
6
Wallester
Wallester
$0Wallester is a regulated company, holding a financial license. Official Visa partner and Visa Principal Member. Wallester Business provides companies with the solution to open an account and instantly issue an unlimited number of Visa virtual and physical cards, using which the company will be able to manage all corporate expenses with a single smart platform. Wallester offers the most efficient company card as well as the in-house built, easy-to-use platform for monitoring and managing corporate expenses. -
7
CARD91
CARD91
FreeCard management and card issuance are now possible. Businesses can also be empowered with transaction control and payment decisions. With seamless real-time data access and reconciliation, stakeholders are kept up to date without the need for manual intervention. You can integrate our APIs into your dashboard and issue payments or reconcile usage data in a secure, frictionless and secure way. Our next-generation payment rails are super fast and will allow you to create the card-based programs that your business requires on the move. When your happy customers make transactions using a card issued by you, we make money. Our open API has simplified the complicated payment issuance process down to just a few lines. If you still feel lost, our tech experts can help. It's all yours for free. In a month, we will launch our sandbox. We would love to hear your feedback. -
8
Solid
Solid
FreeInstantly open bank accounts, issue cards, send payments, or offer crypto wallets. Solid offers a complete, compliant suite FinTech services. In minutes, you can integrate to create new experiences. Solid's Banking as a Service allows companies to launch deposit products such as business and consumer checking account. It includes the ledger, statements, as well as everything you need to create delightful banking experiences. Solid's Card Issuance and Management platform was the first of its type. Issue cards are the modern way to meet the needs of your customers with one API. Solid fully manages credit, debit, prepaid cards in both physical and virtual form factors. Solid's API for creating accounts and opening banks instantly allows you to engage your customers in a light and powerful way. Solid's API allows you to instantly issue branded physical and virtual cards. You can also give them the spending control they need. -
9
HST Card Issuance
HST
FreeHST has been supporting financial institutions and banks with card issuance in the Americas for nearly two decades. HST can help you get started, whether you are a retail or financial institution looking to offer instant card issuance or a bureau looking for a multivendor centralized solution. HST offers two options for EMV Instant Card issuance. HST offers two options for EMV Instant Card Issuance. One is cloud-based and suitable for all institutions, and the other is local and fully customizable. Central Issuance plays an important role in a balanced card issuance strategy. A financial institution should have a dual approach to card issuing. It would issue cards in large batches from the central office and then instantly issue cards at its branch to open new accounts or replace them. -
10
KAPED
KAPED
$100KAPED is the only provider that offers everything you need to manage your credit card business. You can use all or just a portion of what you need. Stop erroneous applications being sent to your underwriters. Offer travel rewards, cashback, crypto, and discounts plus more! Card issuance, transaction data, & portfolio monitoring. Automate customer service, collections and billing. This is the ultimate reporting tool to track and monitor funds flow. You can speed up the approval of applications by setting your parameters. To see how much revenue you will get, use our profit calculator. KAPED manages your collections and customer service. Earn interchange, cashback, or cardholder fees. For more information, see pricing. Allow your clients to have a no-penalty LOC. You can issue cards in the USA, UK, Canada and Mexico. KAPED is not a bank, but a financial technology company. Our technology allows you to issue branded credit card in just 5 days. -
11
Equals Money
Equals Money
$62.83 per yearEquals Money cards can be used anywhere in the world to track your business expenses. Enterprise model is tailored to your specific needs with a deep understanding your industry, dedicated customer service and flexible product offerings. You can empower your teams to spend anywhere in the world, regardless of where they are working. Balances and permissions will remain under your control. In just a few clicks, you can set permissions based upon team roles, manage your balances, or order cards for new employees. Cards can be used at over 35 million locations in 190 countries, allowing your team to spend safely wherever they are needed. Save money by not paying fees when using credit cards abroad. Your team can earn cashback of up to 3,5% at major UK retailers. This will be automatically credited to the account of your business. Make global payments to partners, suppliers, staff and clients. -
12
CoreCard
CoreCard Software
CoreCard's platform provides transaction processing and account management software. Our clients benefit from our unparalleled payments industry experience and top-quality end-to-end technology. CoreCard allows processors, merchants, and banks in the global payment industry, to create and manage all aspects their card programs, including prepaid, fleet and credit cards (private label and network) and accounts receivable. Card creation, card issuance and transaction processing. Merchant account management, transaction processing, and settlement. Management of cases, recovery strategies, collection automation. We understand the importance of a successful project. We can help you with all your needs, whether you want to license your system and integrate it with third parties or issue cards from our processing environment. Our implementation teams include industry veterans. -
13
Worldline
Worldline
We help you unlock the potential of Open Banking by connecting to over 3500 European banks across 21 countries. This API will also allow you to advance your business. Worldline's open banking capabilities are industry-leading and include everything from Account to Account (A2A), to IBAN checks, credit scoring and business financial management. -
14
Bond
Bond Financial Technologies, Inc.
Build your own fintech with Bond. Build financial services, from KYC to account opening, money movement to card issuance, and more — all in a single, unified API-driven platform. Bond's system of record, Bond OS, compiles program data into a beautiful series of graphs documenting revenue, active cards, usage and much more. Bond's APIs and SDKs give developers the tools to build innovative financial solutions with just a few lines of code. Explore a playground of possibilities. Bond allows you to offer your consumer or commercial customers banking products (savings accounts, debit cards, ACH, etc.) or credit products (charge cards, credit builder cards, asset-backed credit cards, etc.) - with physical or virtual cards. Contact us to get started in our sandbox or to speak to someone live. -
15
Unlimit
Unlimit
Unlimit is a global fintech company offering a vast portfolio of financial services, including payment gateway services, to budding and flourished businesses. The company offers more than 1000 alternative payment methods as well as wide coverage via all major card brands (Visa, Mastercard, JCB, UnionPay, Discover, Diners Club etc.), allowing clients to accept payments from anywhere in the world. Unlimit has 16 offices around the world, with more than 400 employees, and local acquiring options and improved conversion rates in countries of presence. We pride ourselves on keeping our feet on the ground at the local level to provide merchants authentic insight into consumer needs. -
16
Stripe Issuing
Stripe
3.6% per card chargeStripe Issuing makes it easy to create, manage, scale, and scale a commercial credit card program. You can get started in minutes and manage every aspect of your program, including card design and approvals in real-time. You can create cards that work exactly the way you want them to. Real-time decisions can be made about charges, spending limits, and virtual cards that can be used for one-time. Reach a threshold transaction volume and receive a percentage of all card purchase interchange revenue. You can control expenses and prevent fraud by setting spending limitations, blocking merchant categories, and creating advanced combinations of rules. You can update your spending controls anytime from your Dashboard or via our API. -
17
Entrust has more than 7,500 installed cards worldwide and 15 years of experience. Financial institutions and retailers of any size can instantly give ready-to-use cards to customers. Instant issuance can increase activation rates, card usage, and customer satisfaction. It reduces the costs of card pre-printing, inventory management, mailings, and helps to lower overall costs. You can support instant card issuance and replacement, as well as queued issuance and low-volume batch card issuing. You can issue the card types you need from a variety of blank stocks using a single multi-hopper system. Based on your requirements, create, monitor, and report card setup, issuance, and administration. Your data is protected at rest and transit with end-to-end encryption that meets PCI PA-DSS security standards. Connect your business with the rapidly growing self-service kiosk market.
-
18
Tietoevry Banking
Tietoevry
Modernized card platforms can reduce operational costs and speed up financial product release. The world of payments is changing due to ever-growing customer expectations, new regulatory requirements and new market entrants. Banks and payment processors are struggling to keep up with modernized card platforms that are costly to maintain and slow to modernize. Our extensive experience in legacy replacement can seamlessly move your critical functions to efficient, agile solutions. This will allow you to better serve customers, and bring new products to the market faster. Our cloud-ready platform allows for full life cycle management of all payment issuing, acquiring and switching. Agile systems allow you to scale your business volume efficiently, saving you time and increasing profits. Flexible and configurable platforms allow you to quickly modify existing operating procedures or integrate with other systems. -
19
Marqeta
Marqeta
Our open API platform allows world's innovators to issue and process cards instantly with greater control, flexibility, and scale. Marqeta is changing the rules of what payment cards can do. Marqeta's open platform API platform has the most advanced infrastructure and tools to build highly configurable payment card cards. It is for developers who want an easier way to manage payment programs. This platform will allow them to create world-class experiences and innovate, as well as power new modes and modes of commerce. Modern card issuing platform that powers the future, accelerates your business, and helps you build new and innovative products. A sandbox that is open API and instantly issued allows you to get started in just three clicks. It also allows you to instantly issue physical, tokenized, and virtual payments. You can control excess spending, protect your margins and provide exceptional user experiences with refined payment and authorization controls. -
20
Lithic
Lithic
Our tech stack was built to meet our engineering needs at Privacy in 2014. It has grown into the fully-featured API that we have today. We cover user KYC as well as fraud checks. Have you ever rolled your own users? Bring your pre-approved users onto our platform. For a low fixed price per card, create active card numbers instantly. Start building today without buy-in and launch when you are ready. Plug-and-play platforms require less commitment and take less time to determine if you are right for them. Privacy has been a game-changer for our business. We can securely send payments across the country and scale our team, with each coordinator processing half as many requests as before Privacy. You can get up and running quickly with our sandbox. In just one day, you can issue real-money cards. Get full email support, API endpoints and up to 0.4% back on your card spend. Our complete card issuing platform allows for more complex use cases, and offers better economics at scale. -
21
NIUM
NIUM
Nium is a catalyst for fast deployment of new financial services for all sizes of businesses. Instant access to a global network that offers card-issuing, payout, and pay-in capabilities. Your customers will be able to access new services, you can monetize your cash flow and build your own global payment network. Transfer money to your customers, vendors, and employees worldwide via the world's largest global network. Discover our purpose-built, turn-key API suite. Nium integration is easy and quick. Our modular, cloud-based API suite allows you to build your global solution. As you scale, integrate new features and geographies. Our API suite includes RESTful methodology, HTTPS authentication and verbs. JSON is also available. This ensures a reliable platform and easy integration. Explore our documentation and start prototyping & building your solution in our sandbox environment. -
22
Consumers today expect to be able to make payments quickly, securely, and conveniently across multiple channels using a variety of cards, apps, online accounts, and with a variety of cards. They want speed, flexibility, control, and control when it comes to payment experiences. No matter your stage as an Issuer, we empower you. We have the right solution for you, whether you are an established bank that needs to modernize to keep up with demand or a challenger who requires rich functionality and elastic scaling to move quickly and ensure competitive edge through differentiation. Open API and microservices technology allow you to quickly build business functionality and deliver rich digital experiences across any channel. Micro-services that are reliable and scalable, flexible workflow configurations and the integration of external services through an open API architecture make it easier to deliver business functionality faster.
-
23
The card management app from SAP allows you to manage credit, debit, loyalty and all other types of cards. It also includes authorization, clearing, settlement and integration. These tasks can be accomplished with the flexibility and results-oriented services you need to create the right products for your customers. You can create your own card products and bundles and bring them to market quicker by controlling the issuing process. Keep ahead of the rest by offering innovative solutions such as virtual cards, token services, and wallet solutions that allow for flexible configurations. Your cardholders will be more active with their cards, which will improve customer experience and attract partners. Real-time card information can be used to plan marketing campaigns and next-best deals. Cross-selling opportunities can help you grow your market share.
-
24
Card@Once
CPI Card Group
CPI's Card@Once solution is secure and affordable. It allows you to issue contactless debit and credit card in branches or on demand. It's an easy way to increase activation, reduce expenses, and enhance your cardholder experience. You can replace lost or stolen cards to increase flexibility. It is simple to implement and requires very little investment upfront. CPI manages all aspects of the process, from setup, training, support, and maintenance. Card@Once is simple to use and requires no IT support. All you need is internet access and power. Card@Once meets all security requirements, including dual interface cards and EMV. Accessing the unit requires a code and a physical key. No keys from financial institutions are stored in it. You must ensure compliance and security. Get up and running quickly, but keep it simple. Card@Once is different from other software for purchase models. Instant issuance makes it easier to serve customers. -
25
CARDS ON THE SPOT (COTS)
Matica Technologies Group
Your cardholders will love the convenience of being able to instantly issue debit, credit, or ATM cards at your branches. It's never been easier to instantly issue payment cards. Matica's instant issuance software Cards on the Spot™ allows you to instantly issue Visa and MasterCard credit, debit, or ATM cards. The Cards on The Spot™ software is a fully integrated browser-based platform that instantly issues multiple high-quality printed cards. Matica's Cards On The Spot™ is superior to all other products. It's faster, easier, more accurate than any other solution. You can easily deploy, update, and maintain browser-based software for any card issuance requirement. The software can be integrated directly with cores or transaction processing networks. A perpetual-use branch license allows unlimited users per branch at no cost per card and does not require an annual license fee.
Card Issuance Software Overview
Card issuance software is a type of program that automates the process of issuing debit and credit cards for customers of financial institutions. The software stores information about each cardholder and can be used to create, track, and manage physical cards. It also includes features for performing identity verification, fraud prevention, customer service support, and other administrative tasks related to card usage.
The main purpose of card issuance software is to expedite the process of issuing cards so that customers can start using them quickly. By doing this, the software enables financial institutions to improve customer satisfaction by providing faster transaction times. Card issuance software also helps streamline operations by creating a secure platform where all customer information is stored in one place. This eliminates the need for manual filing systems or paper records as all data is accessible on the computer system.
Card issuance systems typically contain information such as account numbers, expiration dates, limits on amounts that may be charged, fees associated with transactions, and other settings that govern how a particular credit or debit card works. The automated nature of these programs allows banks and other financial institutions to quickly update terms if needed or make changes when new regulations are implemented by regulatory bodies such as Visa or Mastercard.
The software integrates with existing banking systems, allowing it to communicate information about transactions between different systems in order to facilitate quick transfers between accounts. It can also be integrated with online payment processing platforms such as PayPal or Apple Pay so customers can easily make purchases without having to enter their credit or debit card details each time they shop online or in person at retail establishments.
Finally, card issuance software offers valuable insights into customer spending habits that can be used to create personalized promotions and loyalty programs. By leveraging this data, financial institutions can encourage customers to use their cards more frequently and take advantage of the benefits they are offering.
Reasons To Use Card Issuance Software
- Increased Security – Card issuance software increases security by ensuring that all cards issued are securely stored and remain tightly under control, reducing the risk of theft or fraud. The system also allows an organization to set access rules and restrictions on specific cards as needed.
- Automation – Card issuance software automates tasks such as card personalization and printing, making the process faster and more efficient than manual methods. This automation helps reduce costs associated with manual labor, saving both time and money.
- Reporting & Analysis – Through reporting features in card issuance software, organizations can gain insights into their operations such as usage patterns for cards over time or trends in customer preferences for certain types of cards. This data can be used to make strategic decisions about future product offerings or changes to existing products.
- Cost Savings – By using card issuance software, organizations are able to reduce expenses related to producing physical cards such as materials, shipping fees, labor costs, etc., resulting in significant cost savings overall compared to traditional methods of issuing cards such as through paper-based applications and processes.
- Enhanced User Experience - With card issuance software, customers are provided with a secure online environment where they can easily view their accounts or access account details while also receiving additional personalized services such as card installation assistance or online support if needed. This improved user experience promotes customer loyalty and retention while providing added value that can help drive business growth in the long term.
The Importance of Card Issuance Software
Card issuance software is an important tool for businesses, organizations, and banks that issue debit or credit cards for customers. The software allows companies to securely, efficiently, and quickly issue payment cards to their customers.
Since card issuing often involves sensitive customer data, such as a person’s banking information and contact details, it is important that the process of card issuing is done in a secure manner. Card issuance software enables organizations to store sensitive customer data while meeting security requirements such as encryption safeguards and other safety measures. Furthermore, the software simplifies operational procedures by allowing easy tracking of when each card was issued; which employee handled it; who approved the application; which products were purchased; and more. With this information at hand, companies can easily spot any inconsistencies regarding a particular transaction or dispute resolution with greater precision and accuracy.
On top of secure data handling and improved operational efficiency, card issuance software integrates seamlessly with existing business systems making it easier for companies to manage their entire payment operation from one platform. This eliminates costly errors resulting from manual processes or paper-based applications. It also provides higher levels of security than traditional paper processes as all activities are monitored on one platform where rules can be set up in accordance with regulatory requirements such as Payment Card Industry (PCI) compliance standards.
In conclusion, card issuance software is an invaluable tool for businesses looking to securely store sensitive customer data while meeting industry standards in terms of security and compliance regulations. The integration capabilities between multiple platforms along with its ability to streamline complicated processes make it an essential part of modern-day businesses seeking optimal performance when executing their payment operations whilst ensuring the utmost protection against external threats.
Features of Card Issuance Software
- Account Data Management: Card issuance software allows companies to securely store cardholder information and account data, as well as configure the necessary settings for all their cards. This includes everything from issuing digital cards to setting up physical cards and ensuring they are compliant with local regulations.
- Automated Approval/Rejection: Card issuers can use the software to automatically approve or reject any application they receive, eliminating potential human errors while quickly providing a response to applicants. The software also records all reviews in its database so that information can be accessed quickly when needed.
- Customizable Rules Engine: This feature allows companies to customize the system’s automated rules engine with parameters appropriate for their specific business needs, such as fraud thresholds, spending limits and other criteria which must be met before an application is approved or rejected.
- Multi-Tier Authorization Setup: Companies can set up multiple levels of authorization for different groups of users (e.g., customers, employees), each with access rights specific to their roles and responsibilities within the company hierarchy thereby allowing only a select few people access sensitive data or perform certain operations on behalf of the organization like making changes to customer accounts or changing projects associated with transactions etc.
- Transactions Processing & Reporting: Card issuers can easily process payments using various payment gateways integrated into the system and track all transactions in real-time via detailed reports generated by the software itself which provide valuable insights into user behavior and spending habits over time - thus helping them make more informed decisions about how best to manage their customers’ banking experience going forward.
Who Can Benefit From Card Issuance Software?
- Business Owners: Card issuance software can provide business owners with the ability to quickly and easily issue branded debit, credit, or smart cards to their customers. This can help streamline customer service, increase engagement, and ultimately encourage sales.
- Financial Institutions: Financial institutions can benefit from card issuance software by being able to create customized payment cards for their customers. This allows them to maintain control over the design of their cards while also saving time and money in production costs.
- Government Entities: Government entities such as governments, municipalities, educational institutions, and organizations that rely on ID badges can use card issuance software to create highly customizable design wallets with custom features that meet their specific needs.
- Retailers: Retailers can benefit from card issuance software by quickly creating loyalty and membership cards for their customers. These guaranteed-issued cards allow retailers to quickly track purchase history and reward loyalty behavior, which facilitates more positive customer experiences.
- Healthcare Providers: Healthcare providers who need patient identity documents or medical records for insurance claims or other processes involving multiple parties can utilize card issuance software to generate personalized ID credentials for patients that are securely encrypted.
How Much Does Card Issuance Software Cost?
The cost of card issuance software will depend on a variety of factors, including the size and complexity of your organization, the number of users needing access to the software, and the specific functionality you are looking for. Generally speaking, pricing for this type of software can range anywhere from a few hundred dollars for smaller organizations up to several thousand of dollars per user for more comprehensive systems. It's important to note that many companies will offer discounts on larger orders or when multiple products are purchased together--so be sure to shop around and get an estimate based on your individual needs before committing to any one solution. Additionally, many vendors offer maintenance fees annually in order to keep their product updated with the latest features--so this should also be taken into consideration when budgeting for card issuance software.
Risks Associated With Card Issuance Software
- Fraudulent Activity: Card issuance software can be used to facilitate fraudulent activities, such as creating fake accounts and using stolen credit card numbers.
- Data Breaches: Card issuance systems may contain sensitive data, such as customer information and account details which could be vulnerable to a cyber attack or a data breach.
- Software Bugs / Glitches: Sudden bugs or glitches in the system could cause errors in transactions or lead to other unexpected problems.
- Inaccurate Information: If inaccurate information is entered into the system it could lead to incorrect transactions and payments being made.
- Unauthorized Access: Unauthorized users may gain access to the system if there are not proper security measures in place. This could result in malicious activity, stolen funds, or other unwanted consequences.
Card Issuance Software Integrations
Card issuance software can integrate with a variety of different types of software, such as customer relationship management (CRM) systems, financial management systems, and e-commerce platforms. By integrating with CRM systems, card issuance software can access information on customers the company is trying to target and send them cards tailored to their needs. Financial management systems allow companies to better track spending on card programs and identify costly areas that could be reduced or changed. E-commerce platforms enable companies to process payments through the cards they have issued, which helps streamline payment processes for customers. Additionally, card issuance software has been known to work with backend enterprise resource planning (ERP) applications in order to ensure smooth integration into other aspects of businesses’ IT infrastructure.
Questions To Ask When Considering Card Issuance Software
- Does the software allow for the customization of card designs?
- Is the system able to recognize and authenticate a customer’s identity?
- What security measures are in place to protect data and ensure that cards don't get misused?
- Is there a capacity limit for cardholders, or can it be scaled up as needed over time?
- Does the software integrate with existing systems like CRM or ERP solutions for automated processing and lifecycle management?
- Can personalization attributes such as names, addresses, etc., be added quickly and easily onto credit/debit cards?
- What type of reporting options does the software support—such as analytics on usage patterns and spending habits—to help make better decisions about programs or offerings?
- Will there be access to support if any issues arise when using the issuing platform?