Best Digital Banking Platforms in the UK

The Omnichannel Banking Platform is an IT platform that allows you to build multichannel customer service in modern digital banks. The Digital Banking Platform implementation package includes front end applications and server components. These interact with the bank's back office systems. The Omnichannel Banking Platform is made up of modules that can be separated by products, channels, and functionality. There is no need for all functionality to be implemented at once. One solution for all customer service channels in the bank. All front-end applications use the same set of services. The solution is the market leader in a variety of parameters. The solution is built on a collection of components and microservices which can be used as required. The service is available worldwide and has high availability. As an out-of-the box solution, you have maximum functionality.

Alogent combines the best of both our technology platforms and our expertise to create solutions for financial institutions of all sizes. We can scale our solutions to achieve unprecedented growth potential, from credit unions and community banks to international institutions. Our end-to–end check capture solutions and item processor platforms cover all in-branch as well as remote banking channels. Alogent provides fraud detection at point of presentation and allows you to interface with one dashboard for enterprise-wide data analysis. This ensures that transaction data, fraud trends and deposit volumes are all at your disposal for business-critical decisions. Alogent's enterprise payment processing services are flexible, scalable and can be deployed on-premise or in hosted environments. End-to-end automation of paper-intensive workflows enables faster decisions and greater access to business intelligence.

Banxware manages the technology and funds needed for any type of business financing. Your merchants can increase their platform revenues. Your merchants will have easy access to capital based upon their most recent performance. You are in control. Are you looking for integrated business financing? We design and manage them. Your payment gateway can offer a platform-branded cash advance program that is based on transaction volume. Increase your marketplace merchant revenues. Your merchant portal can be embedded with a business lending product. It's as simple as 1-2-3 to integrate business financing solutions into your platforms. Payout financing is approved within 15 minutes. Banxware allows platforms to offer financing products based upon recent financial transaction history, such as merchant cash advances.

A few years ago, financial institutions were competing on interest rates. Today, convenience is the main competitive advantage. Innovations like Uber and Amazon have changed consumer behavior. Consumers now expect intuitive, attractive, and engaging digital experiences. All financial institutions must be prepared to meet these expectations. This includes planning for and embracing mobile banking's evolution into the channel of choice, especially for the 83 million tech-savvy young people who judge businesses on the basis of their digital offerings. A modern web browser will be used to replicate the advanced functionality provided by Banno Mobile to online banking users and to create an integrated digital ecosystem. The HTML5 responsive web app will offer identical functionality across both digital channels. Banno Online is currently accessible.

An omnichannel digital banking solution that is highly customizable and context-aware. It can integrate with any core processor to service all business lines. Oracle Banking Digital Experience allows banks to execute their digital strategies without having to adopt a single-size-fits all approach. Oracle Banking Digital Experience is a digital banking solution that is open, flexible, cloud-ready, scalable and enterprise-class. Banks can quickly deliver digital capabilities without having to change their core banking platforms. One digital platform that banks can use to provide engaging digital banking customer experiences across all channels. Comprehensive digital banking software that supports all business lines, including corporate, retail, and Islamic. An extensible, customizable digital banking solution that can integrate with any existing technology.

ClearEdge provides all the core banking services you need, including digital, image, payment, decision, and regulatory solutions. ClearEdge is growth for your company, seamless customer experience and frictionless workflows. No long contracts, just one flat monthly fee. There are no hidden fees or red tape. There are no negotiations. You can access all API categories through code connect. This allows you to enhance any solution. Financial institutions have FIS® ClearEdge as a partner in FIS and an edge in the market. ClearEdge provides the solutions you need, when you need them. ClearEdge is the future in banking. It offers simple pricing, fast implementation, and clear contracts. ClearEdge is the one-stop marketplace for all FISAPIs, API management, publication, multiple channel integration and secure testing.

ClientTrade®, our long-standing corporate-facing solution, is currently being used by more than 30,000 corporations worldwide. It is a web-based J2EE application that can be fully integrated into BankTrade, our back office application, and other third-party backoffice Trade Finance systems. CTNet is similar to BankTrade® and will continue to develop it. CTNet has a solid product roadmap that keeps it at the forefront for client-facing solutions. CTNet, a web-based solution for corporate customers of banks, allows them to manage their Trade Finance transactions and related events via a user-friendly and dynamic web portal. The solution includes a built-in reporting component, which provides standard reports for each module. Report output is available in both PDF and MS Excel formats. Customer service is enhanced by the user-friendly design and value-added functions such as email alerts.

Welcome to the Hyperfront fluid world. Say goodbye to the dissociated back and front office. The ultra-agile credit platform and leasing platform that nurtures the customer, employee, and partner experience. We are constantly improving its financing management capabilities. From very small volumes to millions of contracts. Cloud technology offers elasticity to cover peak volumes and the most recent cloud technology. Client browsers can delegate computations with minimal bandwidth requirements. Our application is available on SaaS, which is a unique core software that all customers can use. You can create your own database instance and choose where to host it. Fast response times. Flexibility to meet your customer's needs. Reduced deployment times and continuous delivery integration, with no downtime for upgrading. No need to use predefined data models; new elements can be created in the same way as any other configuration.

Biz2X, a global SaaS platform that allows financial institutions to offer a tailored online lending experience to their small and medium-sized customers, is called a turnkey global SaaS platform. Biz2X is the most trusted digital lending platform. It enables financial providers to drive growth by providing a modern omnichannel experience with best-in-class risk management tools. Significantly reduced processing times and lower overall costs. Banker-assisted or borrower-friendly applications. Digital customer acquisition can help you grow your relationships and increase your application rates. Modular and configurable modules that can be customized to fit your policies, rules, or workflow. Advanced scorecards that adapt to your credit policies give you control. This scorecard was built using over a decade's worth of Biz2Credit online lending experience. Technology developed for lenders by the leading online business lender.

Transform static communications like statements and bills into interactive communications that customers will actually open. This will increase brand loyalty and wallet share. Personalizing content and making it easy to take action for customers creates more engagement opportunities for your brand. Innovative tools transform static documents into interactive communications that increase engagement and maximize channel capabilities. Responsive designs and adaptive content tools ensure a great viewing experience on all devices. Contextual communications are a way to anticipate customer needs and meet them. They take advantage of all channels and can be delivered to the channel they prefer. A user-friendly admin tool allows you to create and modify HTML emails and PDF experiences. A library of your content, logos and colors will help you maintain branding guidelines across all experiences.

The Business Finance Manager is essential for your customers' success and the financial cockpit for SMEs. Our AI-controlled, data-driven platform allows your customers to manage their cash flow and liquidity planning at all times. This will allow them to concentrate on their core business. All financial information is available to your business customers, from any location. The BFM enables optimized liquidity planning through data analytics & machine-learning-supported information. The BFM automatically feeds relevant information and makes recommendations at the right time. Machine learning can help you increase customer loyalty and cross-sell. You will also be able to gain new advice approaches and insights into all cash flows as well as third-party bank data that can be used for bank analytics.

Connect people, data and systems across borders to build the bank of tomorrow. Appway Digital Banking Platform supports digital transformation through intelligent process orchestration. It enables authentic human interactions across all touchpoints, digital and physical. Engage customers wherever they are on their financial journeys. To create customized offerings that meet customers' goals, leverage advanced analytics and important moments in their lives. Pre-built, reusable components allow for quick and easy deployments that are both future-proof and adaptable. To boost innovation and stay ahead, connect beyond organizational boundaries and take advantage of existing and emerging ecosystems. Combining global, standard implementations with local variations is a way to meet regional needs. Customers and front-office employees can browse, select, configure, and configure products easily and intuitively.

Geezeo is a trusted platform that delivers the best digital banking experience. Our platform can be seamlessly integrated into your digital banking system and supports over 500 forward-thinking credit unions and banks. Geezeo creates the most flexible and powerful tools for digital banking. Geezeo's product APIs and Responsive tiles, as well as unmatched data analytics, will help you create the best digital banking experience for your customers. Geezeo's data enrichment, best customer experience, and targeted marketing are a benefit to financial institutions with more than 7 million users. Geezeo Platform provides powerful insights into your customers' transactions and delivers targeted product offers. It also engages customers.

Flybits allows banks to reach a large audience at scale by enabling them to use Flybits. Our leading customer experience platform allows you to deliver data-driven, personalized advice and recommendations right from your mobile app or website. Your customers will be inspired to live their best lives and create value beyond your financial assets. Our mobile platform is the most powerful way to connect with customers and transform data into valuable recommendations and business outcomes. Any business unit, from loyalty to cards, can launch experiences in minutes, without compromising their customers' privacy. Our My Bank collection of modules allows banks to transform their digital channels into a place that builds trust. Contextual data is the most powerful way to connect and support your customers. Make your mobile channels a destination that builds confidence.

A simple API integration allows you to gain instant access to your financial data. With just a few lines code, you can implement any of our APIs. Through a proprietary API connection, companies can access real-time data and standardized data from banks and other institutions.

Advantica Cloud Core Banking, our proprietary electronic banking system, provides a comprehensive core banking service. It provides multi-channel banking services and supports the implementation of business plans. The system supports the most recent requirements in the Payment services Directive 2 (PSD2) as well as Open Banking. Softax implemented Advantica in some of the largest European financial institutions. It is a reliable, secure, scalable, and reliable solution.

Through the industry's only Digital Delivery Platform, we're unlocking next-generation customer-centric banking operations. Savana combines unrivaled banking expertise with API-first tech to remove the complexities that can arise during digital transformation and in creating and launching new banks. With one unified back-end service interface, you can deliver faster, more personalized, and consistent customer experiences across all channels. APIs enable customers to access extensive self-service functionality. Automate workflows and processes for everything, from the back-office core and third-party systems to customer channels. This will speed up time to market for new products as well as ensure real-time fulfillment for service requests.

UltimaBanq, an all-in-one bank software, provides a white-label solution to FinTech institutions such as Banks and Electronic Money Institutions. It can offer IBAN accounts, SEPA, SWIFT and card processing services. It accepts clients worldwide, even those considered high-risk like eCasinos or unregulated financial institutions. The software has built-in security features and conforms to EU PSD2 regulations. It also allows multi-level access for clients, as well as different roles and permissions for employees, management, and employees. The back-office can be easily integrated with add-ons and features. UltimaBanq has modules for Forex trading and CFD trading. It can also be used as a Crypto Wallet and payment platform. Users can download a demo to test it.

Integration platform for banking with low-code. Customers can connect fintech products to existing systems with the Sandbox Banking platform. The company's fintech partners can close financial institution sales quicker and offer seamless integrated experiences across banking customer system systems. Glyue allows banks and credit unions to securely integrate fintech products into their existing infrastructure. This helps them grow revenue and improve operational efficiency. Banks and credit unions can use Glyue™, the company's platform, to accelerate digital transformation. It provides pre-built API adapters, solution templates, and tools that allow them to securely connect their existing systems with fintech partners. Our growing network of partners and adapters in banking creates a network effect that benefits fintech and customers. Distribute BaaS APIs to fintech vendors. Sandbox Banking handles over 50 banks institutions' ongoing security, system maintenance, and business processes changes.

VerifyOn is a platform that allows Banks, FIs and NBFCs to perform physical verification as part of the loan approval process.

Finzly’s award-winning Payment Core will provide you with a payment infrastructure that is future-proof. Unify all payment rails with a single API and a payment hub to provide a rail-independent, single payment experience for your customers. Launch new financial products faster and with greater agility than ever before. Launch FedNow & RTP or modernize ACH & Wires. Or, centralize processing with our payment hub. Deliver a modern and customizable Treasury experience that is tailored to the demands of the digital economy. Finzly APIs can be used to support embedded banking through BaaS. Finzly’s award-winning OS empowers your bank's innovation and competitiveness at scale. FinzlyOS is a simple app-based operating system. It is almost as simple as adding an application to your smartphone to add new financial products. Add on-demand features to your brand and retain your existing customers.

A cloud-native platform that offers the scalability, security and flexibility you need to respond to market changes quickly. Our all-in one platform offers a wide range of products in a native cloud environment to help future-proof your business. Use our fully featured platform to issue credit, pre-paid, and debit cards. Issue plastic cards, virtual and one-time cards to specific merchants or transactions. Create the best digital products and experiences, regardless of whether your bank is a new one or you are dealing with legacy technology. Our platform gives you the freedom to innovate in a seamless manner. Create a digital wallet that can compete with the most popular wallets on the market. Manage both buyers and sellers on any device or platform. Offer innovative loan products that are scalable and have a rapid time to market. Pismo can be used for booking, disbursement and auto-repayment.

We help teams from across industries, stages, webs, and business scales achieve success in a sustainable manner. Global pay-ins, and global pay-outs. Multi-currency accounts that comply with local regulations. Manage all your corporate cards, expenses and corporate cards on one intelligent platform. Useable anywhere Visa and Mastercard are accepted. Earnings yield is unmatched compared to a traditional savings account. Invest in USDC or USD via on-chain transfers. A complete set that can be assembled for any use-case that requires banking functionality to be seamlessly integrated into your customer's experience. iPeakoin offers fiat and cryptocurrency accounts for the advertising sector, enabling instant payment and easy global funds transfers. iPeakoin helps you meet your compliance challenges by covering contracts, audits, and fund pathways. This reduces the pressure on your risk team.

Baseella is an ultimate core banking software with an ecosystem of apps for the customer that empowers payment and electronic money institutions. Our comprehensive solution is tailored to address all operational challenges faced by PayTech companies, including financial crime, regulatory compliance and management. Baseella allows startups to launch their services quickly and scale their businesses without having to invest millions of euros in core banking software.

Tuum's mission is to help banks replace their legacy systems quickly and safely, reduce their maintenance costs, and open up new opportunities to adapt and thrive in the digital age. We use a smart migration strategy to help banks move away from their current systems. Our clients are able to go live in an average of 7 months using this approach. Once our system is live, it allows banks to launch new products and expand into new verticals. Tuum offers more than just core functionality. It allows banks to manage multiple business lines, including accounts, loans, payments, cards, and go further with access to a preconfigured ecosystem of partner solutions. Tuum allows for business transformation. Our business builder allows banks to configure their operating, distribution, and sourcing models precisely to launch unique models that capitalize on the opportunities of digitization.