Best Digital Banking Platforms in the UK

SBP Digital Banking Suite is an advanced open platform with modular banking features, providing omnichannel customer experiences & cloud-native capabilities. It covers all banking services from onboarding to day-to-day banking and beyond with open banking (Enhanced Onboarding, Credit Insights, etc.) Customers enjoy a frictionless Customer Experience (CX) on both mobile/web. The Employee Experience app empowers banks with real-time capabilities for KYC, workflows, & personalized experiences. It integrates with any core processors & SBS core banking systems and is flexibly deployable from full solutions to component-by-component rollouts. SBP Digital Banking Suite integrates natively with leading fintech partners, utilizing API-first & microservices architecture for easy integration. It supports flexible deployment models, from SaaS to private, hybrid, and public cloud solutions. The platform ensures top-notch security with a Zero Trust Security framework.

Velmie is a tech company providing a range of tools and solutions for FinTech businesses. We power enterprise banks and mobile wallet companies on four continents, setting up our clients with sophisticated products that are fully regulatory-compliant.

Bankers Realm Core Banking is a web-enabled app that offers multi currency, multilingual, and multi-channel technology features. It provides a unique "banking without borders" experience. Bankers Realm is a top-of-the-line security company that is highly scalable and offers best-in class security features. - A robust architecture that runs on a proven enterprise platform. - Integration seamless across existing software systems Flexible and scalable to handle large volumes of transactions and easy learning and use of products High performance, low-cost investments

TurnKey Lender, a one-stop lending platform, is used by creditors from 50+ countries to automate their entire operation. The platform allows lenders to grow their business profitably while reducing operational costs and risk. It's an AI-driven SaaS which automates 90% of all lending process and gives B2C andB2B lenders a competitive advantage. TurnKey Lender Platform offers several pre-configured solution packages, including Commercial, Consumer Pay Later, Auto Leasing, Mortgage, Factoring, Leasing and Mortgage. TurnKey Lender was developed in constant collaboration with lenders around the world. It is a sophisticated solution that addresses real-world digital lending challenges.

Accelerate loan origination, Effectively Underwrite & Collect on time. Finflux is available to a wide range of financial institutions, from traditional joint liability models (JLG) through to non-banking Financial Companiess (NBFC), to universal banks and new entrants. Each one is unique, but they are all linked by the same underlying lending technology. We have taken a variety of measures to reduce the pandemic's ramifications. We have taken a variety of measures to ensure the wellbeing of our staff, remote working for clients and ourselves, business continuity, support around the globe via enhanced communication channels and support for regulatory / advisory body guidelines on opting in, moratoria regimes.

Boss Insights provides global leading access to business customers’ financial data with a single connection to accounting, banking, commerce, payroll, tax and more (i.e. Quickbooks, Stripe, SalesForce, etc.). It’s used by fintechs and neobanks to gain 60% increased automation, 100% automated scoring, 51% faster funding and 5x faster renewals.

Mobile and online banking solutions are key to providing customer experiences that increase engagement and strengthen in-branch relationships. You can offer intuitive and intuitive bill payment, money movement, and other financial services within an ASP environment with Corillian®, Online and Mobiliti™, both from Fiserv. Mobiliti and Corillian Online are turnkey solutions that allow you to offer complete, cost-effective digital banking services. Pre-built integrations and frequent upgrades, as well as self-service maintenance, will help you exceed customer expectations and stay competitive in a changing digital market. These solutions are designed to increase profitability, grow digital adoption, and strengthen relationships with customers who value speed, convenience, and ease-of use. Fiserv has the expertise and resources to provide solutions that meet your flexibility requirements like never before.

NexorONE® is the leading Online Banking Software Solution™ with its robust modular scalability and a wide array of features it serves a broad variety of financial entities such as Online and Private Banks, Credit Unions, eWallets, Trusts & Asset Management Companies, and Payment Platforms. NexorONE® has been deployed to more than 500 financial entities worldwide, spread throughout 40 countries and in 16 languages. Features include a customizable responsive interface, user groups and admin roles, compliance rules (KYC, AML, etc.), API's and continuous updates.

Advapay's Digital Core Banking solution allows fintech clients and digital banks to launch their businesses and accelerate digital transformation. The platform provides all the essential functions, a back-up system, and tools to customize and add new integrations. Customers can connect to either the cloud-based SaaS, or on-premise software.

Elcoin Automated Banking System is a fully-fledged transactional bank system that supports a wide variety of financial intermediation models. Elcoin ABS is able to run automated banking infrastructures for payment service providers, commercial banks, and e-money companies. Elcoin ABS offers an open API architecture that allows you to request both internal services and global banking payment capabilities. Elcoin ABS offers modular functionality that can be assembled according to the business model and required services. These modules include Core and Contacts, Products and Accounts. Payments, Foreign Exchange, Cards Crypto, Treasury, Notifications Channels and Processes are all available.

The IC-Banking suite was designed to provide a perfect experience for all its users. It is as attentive to the corporate client or retail client as it is to the bank's technology team or developer. It also stimulates the growth of Fintech ecosystems by providing an open platform that allows users to express themselves. Our Smart Rings model has a single purpose at its outermost layer. It aims to establish the right link between the platform's different actors. The internal rings provide the various tools, channels, and business capabilities required to do this. All this is supported by our strong technological core, which acts as the pillar of our suite.

We handle all the compliance and regulatory issues so you can focus on business growth. You can securely handle supplier payments and create a benefits program that your employees will love. Customers will love digital gifting. This makes crypto PoS easy and secure. Your business can now enable everything, from compensation payments to salary advances. All the necessary tools are available to plug-and play, including crowdfunding and B2B marketplaces. Adding financial services to your customers exactly when they need them was difficult up until now. This is no longer the case. You can choose the services you need, and then add value to your customers with our ready-made, plug and play financial services.

Flexible, tailored, valuable commercial banking. Your clients will succeed with tailored financial services that are tailored to their needs. Your commercial account holders have complex and unique needs. Offer digital banking services that are tailored to their needs, size, and vertical. You can understand their needs and be a valuable resource for your most important clients. You can achieve this with the right partner. Legacy tech treats all businesses equally and provides inefficient, counter-productive interfaces. It's time to upgrade. Cash management can be difficult for large commercial clients. Legacy tech can create additional complications with rigid workflows, cumbersome features, and features that don’t consider user experience. Our commercial banking platform is a revolutionary solution. It provides a robust, sophisticated, yet simple solution for any user or task, no matter how complex or unique.

Banks that have an omnichannel strategy are experiencing double-digit growth in their digital channels. Customers make rational purchasing decisions when they compare banks based on the rates and fees they pay for their products. The customer's experience with your touchpoints is what triggers emotions. It also creates preferences that are difficult to rationalize. Our touchpoint applications allow you to meet and exceed the expectations of customers who are becoming more demanding. Asseco's omnichannel bank solutions transform your products and services into experiences that can be used across self-service and assisted touchpoints. Our omnichannel banking technology allows us to automatically adapt our web and mobile UIs to each customer's device. Customers expect consistent digital experiences with the same UX and UI regardless of how they bank.

ebankIT enables banks and credit unions to deliver the same humanized, personalized, and accessible digital experience on mobile, web, and voice banking, as well as whatever future channel may come next.

Our customers can create great banking experiences that they love. We make it easier and more flexible than ever before. Mambu can be integrated into your banking or lending architecture to create a customer-centric experience you fully control. You can connect to independent solutions and services through our unique composable model. This allows you to create the personalized financial offerings that meet changing market and customer needs. Mambu is the only operating model that can achieve high-velocity. Mambu's go-lives take days, weeks, and not years. Mambu's low code process, single code base and regularly released APIs make it future-proofed. This allows you to continue iterating with zero disruption. It's all compliant, secure, and easy to use.

CREALOGIX's digital hub is a platform that enables integrated digital banking engagement. It allows banks and wealth management companies to meet the growing digital demands of their customers and implement their growth strategies. Our suite of solutions for financial services and digital banking will accelerate your digital transformation. A modular SaaS solution brings you closer to your customers and delivers a personalized digital experience that accelerates digitalization. Financial institutions can now have next-generation customer interactions. This will be possible through personal, intelligent, and engaging communications across all channels. You can increase your efficiency by using an easy-to use portal that provides fully compliant digital processing for funding throughout the entire lifecycle, from application to review and payment.

The nCino Cloud Banking Platform is a comprehensive, cloud-based solution that addresses challenges and promotes opportunities facing financial institutions (FIs) today. It's an end-to-end platform that connects commercial banking, mortgage, consumer banking, small business banking and treasury management. No matter what business your customers have with your institution, they will receive a seamless, intuitive, consistent, and personalized experience across all channels, which is key to driving satisfaction and retention.

BankPoint is a solution for commercial banks and commercial lender. It seamlessly overlays your core banking system and provides a user-friendly solution that will greatly improve and simplify your institution's operations. BankPoint is being adopted by forward-thinking financial institutions to improve areas such as Loan Pipeline Management and Loan Portfolio Management, Covenant Tracking. Loan Review, Document Management, Document Management, Covenant Tracking, Loan Review, Document Management, among others.

The Alkami Platform allows banks and credit unions compete with the Fintechs and Megabanks, and to capitalize on the opportunities that the future holds. We empower financial institutions to grow confidently, adapt quickly and create thriving digital communities. We offer award-winning product features as well as a scalable infrastructure. You don't have to worry about outgrowing your digital bank solution or being at a competitive disadvantage. Our flexible and customizable Platform allows you to respond quickly to market changes and opportunities. You can connect with your end users using a user-friendly, personalized solution that allows you to provide the service and strengthen relationships that foster loyalty.

Backbase is a new generation Engagement Banking Platform that allows you to modernize your customer journeys and restructure your business operations around customers. We offer banks a chance to break free of the constraints of legacy IT and embrace a platform for engagement banking that is a new generation. How? How? By enabling banks gradually replace or decompose disparate, legacy systems and construct an orchestration architecture for customer engagement around them. This allows banks prioritize the most important customer journeys at all touchpoints, while eliminating silos and empowering front-office staff and customers.

Finacle, an industry-leading digital bank solution suite from EdgeVerve Systems is a wholly-owned product subsidiary of Infosys. Finacle assists financial institutions, both established and new, to drive true digital transformation. It helps them achieve frictionless customer experiences and a larger ecosystem. It also provides insights-driven interactions, ubiquitous automation, and greater customer engagement. Finacle is used by banks in more than 100 countries to serve over a billion customers and 1.3 billion accounts.

BankWorld is a digital banking platform that enables banks to deploy and manage digital, payment and self-service channels easily from one point. BankWorld's flexible platform allows banks to generate more revenue by offering off-the-shelf services. Our platform allows you to integrate new ecosystems via open APIs and promote products and services that are relevant to your customers' lifestyles. This can reduce operational costs as well as license fees. It will provide seamless customer service across all banking channels. BankWorld allows banks to offer consistent, innovative and cost-effective customer experiences across all channels of digital, self service, and payments.

Awamo®, 360 is a mobile, biometric bank software that's specifically designed for microfinance institutions and SACCOs. Awamo®, 360 digitizes your business in a seamless way at minimal cost and with maximum convenience. Any Android® smartphone or any internet-connected computer can be used. Our biometric technology provides additional security and protection against fraud. Awamo® 360 is "Software-as-a-Service", which means that frequent data backups, updates, and improvements are automatically available - without any installation or IT requirements at your side.

VeriBranch connects directly to back-office customer systems, allowing banks to streamline their business processes. Bank tellers, advisors, and sellers can quickly access customer information to facilitate transactions such as loan origination and financial planning. This allows them to become high-value sales centers. VeriBranch Teller, Seller, and Advisor modules make it easier for customers and bank employees to complete tasks faster. This allows both parties to initiate higher-level interactions. VeriBranch is the infrastructure for the Omni-channel structure of the digital and smart branch concept. VeriBranch Advisor, Seller, and Teller modules make it easier for customers and bank employees to complete tasks faster. This allows both parties to engage in higher-level interactions. VeriBranch's digital and advanced technologies enable an Omni-Channel experience.