Best Free Digital Wallets of 2024

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Combining traditional financial services such as personal IBANs and debit cards with cryptocurrency hot wallets and Self-Custodial Wallets. Manage all your digital currency in one app. Use the P100 hot wallet for activities such as buying, selling and swapping cryptocurrencies. Once the transaction is complete, move your digital assets immediately to a Self Custodial wallet. This will ensure a high level security and safety. Take control and protect yourself. As you level up, you will see your cashback and crypto fees rebates increase. Each level determines your cashback percentage and rebate on crypto fees. You can redeem cashback by making debit card purchases. These points can be used to claim rebates up to 50% for all your crypto transactions. The rebates are deposited into your Euro account.

M-PESA, Africa's most popular mobile money service, is also the largest fintech platform in the region. M-PESA is the best way to make payments across Africa, both for the banked or unbanked. It offers unmatched convenience and safety. It also offers financial services to millions who have mobile phones but don't have access to bank accounts or limited banking services. M-PESA offers a safe, secure and affordable way for customers to send and receive money, top-up their airtime, pay bills, receive salaries, and get short-term loans. Customers can register for the service at authorized agents. These agents are often small mobile phone shops or other retailers like barbers, butchers and bakers. You can then deposit cash to receive electronic money. Customers can then send money abroad to their loved ones.

The Cash App allows you to send and receive payments easily via a mobile app. The Cash App allows you to buy Bitcoin and works without a bank account. You can send and receive money from anywhere, anytime. It's easy and fast. All you need is a $cashtag to get started. You can receive your paychecks up to two days before the due date by opening a Cash App Account. When you have at least $300 in monthly income, you can get 3 ATM withdrawals free of charge. Cash App makes it easy for you to invest in stocks or bitcoin, no matter if you're a beginner or a pro. Cash App employs advanced security features to protect millions and millions of people each year. We take every precaution to ensure your money and information is safe, from data encryption to verification locks.

Zelle®, a secure, quick, easy, and contact-free method to send and receive money to friends, family, and others you trust, is fast, safe and simple. In minutes, you can receive money directly to your bank account. Start by enrolling your U.S. mobile phone number or email through the mobile banking app or the Zelle app. Enter the preferred email address and U.S. mobile number for the recipient. With a U.S. bank account, you can send money to anyone1 you trust and know. Enter the amount you wish to send. The recipient receives a notification describing how to make the payment quickly and easily. Zelle allows you to send money for many things. Did we mention that it's quick? Like money-straight-into-your-bank-account-in-minutes fast. Learn more about Zelle and how to Pay it Safe. Zelle allows you to send money directly to the bank account of someone you trust, regardless of whether you are settling IOUs or splitting takeout costs.

Apple Pay is simple and works with all the Apple devices you use every single day. You can make secure, contactless purchases in stores, apps, and online. You can also send and receive money to family and friends right from Messages. Apple Pay is safer than using your card and much easier than using it. Apple Pay is fast and secure. It's a safer method of paying that doesn't require you to touch buttons or exchange cash. Apple Pay is a quick and easy way to purchase apps and games. You can also use it within apps to pay for a ride or pizza delivery. Apple Pay can also be used to purchase a subscription for Apple Music, Apple News+ and Apple Arcade. Upgraded iCloud storage or other Apple services can also be purchased using Apple Pay. Apple Pay is a way to make purchases online in Safari on your iPhone, iPad or Mac without the need to create an account or fill-out lengthy forms.

The Wallet app is available right on your iPhone. It is where you can securely store your credit and debit cards as well as driver's licenses or state IDs, transit cards, tickets to events, keys, and other information in one place. It works with iPhone and Apple Watch so you can bring less but still have more. Wallet uses the privacy and security features built into iPhone to protect your identity. Apple Pay uses a unique transaction number to make purchases. Your card number is never shared with merchants or stored on Apple servers. Apple Pay does not require you to have physical cards or touch buttons in shops. You'll feel safer.

You can pay your friends and family using Venmo money, or you can link your bank account or debit cards quickly. Send money to approved merchants and make purchases Keep in mind the times you share with friends. Split dinner, send a birthday present, or just say hello. Transfer money from Venmo into your bank account. We use encryption to protect your account information. We also monitor your account activity to identify unauthorized transactions. Venmo accounts can be used to pay family members and friends using a phone number, or an email address. If they don't already have a Venmo Account, they will need to create one. You can automatically find friends by syncing your Facebook and phone contacts. We waive fees when you send money using your Venmo account, bank account or debit card. Credit cards are subject to the 3% standard fee. It is always free to receive money or make purchases in other apps.

You can chat with WeChat to send messages, share photos, and videos. You can instantly connect with people you care about, no matter where you are. You can search and add friends via WeChat ID, or your mobile number. Once your friend request is accepted, you can start chatting. Moments allows you to share your favorite moments using photos or videos with friends. You can also view your friends' Moments at anytime. Let's connect on Moments! WeChat allows you to instantly connect with your family and friends face-to-face. WeChat allows you to make free voice and video calls, no matter where you're located with one friend or a group. To make your chats more enjoyable, send a sticker if you are unable to communicate your feelings in words. WeChat's Sticker Gallery is a collection of stickers created by talented artists from all over the world. Users can download and send countless stickers for free. Pick your favorite stickers and chat with your friends.

PayPal is used by 9 million merchants to grow, manage, and build their businesses. You can get the tools, products and financing you need to help your business grow. This includes everything from building a website and processing payments to shipping and marketing. We also offer business loans* that can be used to provide merchant financing to help you get started and continue to grow. You can get paid online or in person. We have the solution for you, whether you need online billing, a customized checkout for website, or a card reader to process on-the-go transactions. You can choose from a variety of products and services that will simplify your day-today operations such as tools to track payments and print shipping labels. Merchant lending options can help you quickly access the money you need now. You can also offer financing to your customers that allows them to pay over time while you get paid upfront.

Bakkt's digital wallet lets you manage your digital assets rewards gift certificates crypto Bakkt allows you to track, spend and send digital assets. Your digital assets can be accumulated, converted, and paid. With the Bakkt digital wallet, you can trade it, spend it or send it. Intercontinental Exchange is majority-owner of Bakkt®, which operates more than a dozen of world's most prestigious exchanges, including the New York Stock Exchange. Bakkt is committed to protecting your digital assets. We employ sophisticated information security measures and fraud protection methods to ensure that they are protected. Bakkt Warehouse contains both offline, air-gapped ("cold") and online digital asset storage. Bakkt balances between warm and cool storage tiers in order to minimize the risks associated with warm storage. Bakkt's cold and warm wallets are covered by a $125,000,000 insurance policy, which is provided by a global carrier.

Samsung Pay is now available in Samsung Wallet. Upgrade to Samsung Wallet to enjoy all the new features and a simplified app experience. Your essentials will be safe and secure in your phone. Samsung Pay allows you to store your favorite cards so that you can shop in-store, online, and in-app. Samsung Pass allows you to manage your identity as-a-service. This allows for secure access via biometric authentication. Log in to your apps and services using your biometric data. Samsung Wallet allows you to keep certain car and home keys. You can unlock your car or home, and even start it, right from your phone. Vaccine Pass allows you to add your vaccine record through Samsung Wallet's partners. It's fast, easy, and secure. Digital asset management allows you to view cryptocurrency prices and balances. Samsung Wallet is constantly improving and adding new features. Register below to receive the latest updates as they become available.

WeChat Pay is now a daily part of our lives. Users can now make transactions from anywhere and at any time with WeChat Pay enabled for mobile phones. No more need for a wallet. WeChat Pay in China is used almost everywhere. Connect with Chinese buyers WeChat Pay allows you to connect overseas vendors directly with Chinese consumers, opening up more business opportunities. To pay for goods purchased in foreign countries by Chinese customers, they can access the Official Account of the vendor to track their transactions.

A world-class eWallet solution that is tailored to your business will streamline and simplify mobile money and digital wallet transaction.

Nuggets' self-sovereign, decentralized identity can help you meet your regulatory requirements while building a competitive advantage. Your consumers will enjoy greater convenience, confidence, and choice. With Nuggets consumers regain control over their data, and you become the champion of trust. Nuggets ties each transaction to an independently verified decentralized self-sovereign identity. This means that the customer's legitimacy is verified before they connect to the service. This is the gold standard for digital identity. It uses private, secure proofs of transactions. Nuggets ties each payment to a verified identity, preventing fraudsters online from compromising identities. Payment providers and merchants both save money by reducing fraud. They also get to offer all the payment options that customers want.

Many companies recognize the benefits of digitally optimizing their payments processes, but they often hesitate to fully embrace the necessary changes due to concerns over trust and flexibility with existing systems. Dwolla offers a modern API that simplifies how businesses pay and get paid via bank transfers. With a secure and API-first approach, Dwolla’s technology unlocks a broad range of account-to-account payment types and flows. Whether businesses are looking to enable same day or real time payment experiences, Dwolla’s configurable solution can be configured to to fit your business’ needs.

MasterPass™, a MasterCard® service, allows you to make online payments. It securely stores all your shipping and payment information in one place. MasterPass allows you to shop, click, and then checkout. Masterpass, a digital payment service, allows you to shop faster and store all of your shipping and payment information in one secure place. Masterpass by Mastercard, a digital wallet service, makes online shopping simple, secure, and convenient. Masterpass securely stores all of your shipping and payment information in one secure location. Masterpass allows you to shop, click, then checkout quickly online. We are committed to protecting your account. Mastercard powers Masterpass, a bank with a long history of security and trust. Our secure servers and technology are designed for protecting your information.

With the new Google Wallet, you can keep everything safe no matter where you are. Access your essentials such as your loyalty cards, payments cards, concert tickets, etc., all from your Android smartphone. You can use Google Wallet to add your payment cards and pay wherever Google Pay is accepted. You can rest assured that your payment information is kept private and secure. All you need to carry is your phone. You can keep track of changes in departure times using information pulled directly from Google Search. You can also load your transit card balance directly into Google Maps. This will let you know when your funds are low before it's too much. You won't miss a chance for savings if you add your gift and loyalty cards to Google Wallet. You can see all your loyalty cards in one spot, so you can save a little on every latte.

Zulu makes it easy and quick to purchase digital dollars. You can also send, withdraw and receive money quickly. You can instantly convert your local currency into dollars, and you can also request, send, and save money quickly and safely. Secure transactions, real-time updates and control over your finances are all part of Zulu. It allows anyone to save dollars and protect their money against devaluation.

Join thousands of others who have Littio accounts and start saving your capital in digital dollars. You can protect yourself against devaluation in the most effective way. You can withdraw up to 8% of your capital in digital dollars each year and receive cash back up to 8% annually. There are no handling fees or recharge commissions. Your Littio account offers you up to 30x more savings in pesos than a savings account, 10x better than a CDT, and it's also available in digital dollars. Our rate is always below TRM because your assets are our priority. No hidden fees, you can use your Mastercard anywhere in this world. Digital dollars (USDC), which are backed by US dollars, allow for savings, payments, and investments. Learn all about Circle's USDC digital dollar and how it is changing finance around the world.

PassWallet is a free app that allows Android users to organize, store and update cards in the easiest and most intuitive way. PassWallet can handle every type of pass imaginable, including boarding passes, transport passes, passes for movies, theatres or concerts, tickets to festivals, theme parks, stadiums, museums, and more. It also supports loyalty cards, vouchers, and discount coupons from many stores.